In some commercial relationships, not only the credit risk but also the commitments made, contract terms, and fulfillment of obligations create a need for security. Credit and guarantee structures can support the healthier management of such financial responsibilities.
When creating a security model suitable for the need, the nature of the contract, the obligations of the parties, collateral expectations, and financial capacity are considered together. The goal is to establish a structure that provides confidence without complicating the commercial process.