For businesses engaged in installment sales, the collection process is one of the most critical parts of financial balance. The buyer's payment difficulties, bankruptcy, or failure to meet commercial obligations can directly affect the company's cash flow and growth plans.
In this area, the correct protection structure should be evaluated not only based on the amount of receivables but also considering the customer portfolio, maturity structure, sector dynamics, and commercial goals. This way, financial risk becomes more visible and manageable.