Credit sales, contractual obligations, and commercial relationships can pose risks that directly affect the financial stability of businesses. The inability to collect receivables, the counterparty experiencing payment difficulties, or the failure to fulfill commitments can have significant impacts on cash flow and sustainable growth.
When establishing a security structure in this area, the customer portfolio, maturity structure, commercial activity model, contract terms, and financial risk level should be evaluated together. This way, a protection model is designed that supports safer trading for businesses and contributes to financial sustainability.
Provides protection against the risk of non-fulfillment of contractual obligations or financial commitments. It especially offers a structure that builds trust between parties in commercial relations, supports obligations, and contributes to safer business processes.
Provides protection against the risk of non-collection of receivables arising from installment sales. The customer portfolio, payment structure, buyer risk, and commercial targets are evaluated together to create an appropriate collateral structure that supports the company's cash flow.