Vehicle ownership and driving involve different responsibilities and risk of damages, from daily life to commercial activities. The damages that can be inflicted on third parties in traffic, physical damages that the vehicle may sustain, international usage, and passenger transportation all create separate insurance needs.
When establishing the coverage structure, the purpose of the vehicle's use, its value, damage history, driving area, legal requirements, and additional coverage expectations should be evaluated together. This way, a protection model is created that not only meets mandatory obligations but also provides stronger and more sustainable protection tailored to the actual needs of the vehicle owner.
Provides legal protection for material and bodily damages that may be inflicted on third parties in traffic. This insurance, which is mandatory for vehicle owners, supports the coverage of damages to the other party within the policy limits in case of possible accidents.
Helps protect the vehicle against risks such as collision, theft, fire, natural disasters, and similar hazards. When determining the coverage, the vehicle's value, usage type, additional coverage needs, and damage expectations should be evaluated together.
Provides liability coverage against damages that may be inflicted on third parties during travel abroad by vehicle. The travel plan, countries to be visited, and validity period are important in determining the policy structure.
Ensures the coverage of liability risks towards passengers carried in vehicles engaged in passenger transportation. The appropriate coverage structure is evaluated based on the activity type, scope of transportation, vehicle usage, and legal requirements.
